Personal Investments: CDs & IRAs
Bank of Ann Arbor offers a number of sound investment products to help meet your long-range financial goals.
Once you have reached a comfortable level of liquid assets in your checking and savings accounts, you may want to
consider a Certificate of Deposit.
- Interest is compounded quarterly.
- Interest can be paid monthly on balances over $10,000.
- Interest can be paid by check or transferred to another Bank of Ann Arbor account quarterly if the interest
amount is $100 or more.
A $1,000 deposit opens any Certificate of Deposit (unless otherwise noted) with your choice of the following terms:
- 3 months
- 6 months
- 12 months
- 18 months
- 2 years
- 4 years
- 5 years
Or customize the length of the term to fit your needs.
Substantial penalties are incurred if any part of the original deposit is withdrawn before the date of maturity.
Individual Retirement Accounts (IRAs)
We offer both traditional and ROTH IRAs for your retirement investments. Funds are invested as Certificates of Deposit.

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