Let's find your money a nice home.
Open a checking or savings account, right here, right now.
All you'll need is your driver's license and 10 minutes!
Already a Bank of Ann Arbor customer? Login to Online Banking and select Open an Account.
Smart One Checking
An interest-earning account with a $1,000 minimum daily balance.
- Interest paid on a 5-tier rate structure
- Includes: Free Smart One Checks, Free Cashier Checks and Money Orders
- $10,000 minimum opening deposit
- $1,000 monthly minimum account balance
- $9 monthly service charge when minimum balance not met
- CheckFree Bill Pay
- VISA Debit Card
Simply Free Checking
A flexible account with no minimum balance requirements.
- $100 minimum opening deposit
- No minimum balance requirements
- No monthly service charge
- This account is non-interest bearing
- CheckFree Bill Pay
- VISA Debit Card
Money Market Savings
Earn a higher interest rate as your account grows, with a $100 minimum daily balance.
- Interest paid on a 6-tier rate structure
- $500 minimum opening deposit
- $100 monthly minimum account balance
- $2 monthly service charge when minimum balance not met
Statement Savings
Interest earnings do not change based on your account balance, with a $100 minimum daily balance.
- Interest paid on balances over $100
- $100 minimum opening deposit
- $100 monthly minimum account balance
- $4 monthly service charge when minimum balance not met
All accounts include Online/Mobile Banking and Electronic Statements.
Looking for Online Banking registration? Click here.